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Should You Consider Owner Financing?

So you have lived in your home for a while now and are thinking about selling and moving into something that is better suited to your current lifestyle. However, you may be wondering if now is the right time to sell. You have heard all of the rumors about the housing market and how hard it is to get financing. So what are your options?

Well, here is an option that you may not have thought of - owner financing. If you have a lot of equity in your home and you do not need that equity to buy another home, then owner financing may be the way to go.

Let's talk about how owner financing works.

1. Owner financing will benefit you by helping you sell your home more quickly and will also benefit your buyer by enabling them to buy a home now instead of having to wait

2. Seller financing usually means the buyer will secure the largest part of the home purchase through a mortgage company

3. The buyer then gets a smaller second loan from the sellers

4. Example: the buyer may finance 75% of the loan with the mortgage company, put 15% cash down and then ask the sellers to finance the remaining balance

5. The terms and interest rates on seller carry backs are handled on a case by case basis

6. The seller generally gets a better return on their investment versus a one to five year CD or Treasury note

If you decide to honor an owner financing option, make sure you protect yourself to the fullest extent. You must verify the buyer’s income, credit history and job stability before proceeding with the final paperwork. Put everything in writing!

Owner financing may be just the option you need to help you get into your new home sooner rather than later. Talk to your realtor about the best way to handle an owner financing deal. Your realtor will be able to help you through this process and help to make sure everything is handled in your best interest.

About the Author: Millie Gil has been a successful Licensed Realtor for over 25 years in Florida. Millie is Vice President of Bold Real Estate Group, a boutique agency committed to concierge personalized service for discerning buyers, sellers and renters of residential and commercial properties. For more information please forward your request to communityinfo@comcast.net

Servicing: Port St. Lucie, Palm City, Jensen Beach, Stuart, Vero Beach, Hutchinson Island, Fort Pierce, Palm Beach, Jacksonville, Jacksonville Beach, Ponte Vedra Beach, Palm Coast, Neptune Beach, Amelia Island, Atlantic Beach, Fernandina Beach, Saint Johns, Saint Augustine, Daytona Beach, Fleming Island and New York real estate.

Posted: Thursday, May 10, 2012 2:22 PM by Bold Real Estate Group | 0 Comments

How To Remove Pet Odors From Your Sub-Floor

Yuck! What is that smell! That is the last thing you want to hear when you are buying or selling a home. Pet odors are very tricky and can be extremely hard to get rid of, if not impossible. If you have a pet, or you are considering buying a home that had pets, here are some things to consider before you install your new flooring right over the problem.

1. Sometimes you cannot detect a pet odor until water hits the surface - such as a carpet clean. Just because the carpet looks clean from the top doesn't mean that it is. You have to pull the carpet back and inspect the underside to see if there are stains. Nine times out of ten, even if you don't smell anything, if there is pet damage, the smell will come back.

2. Don't replace the carpet without replacing the padding also. You will regret it if you do.

3. If there were pets in the house, you should always consider treating the sub-floor before replacing the flooring. If the damage is not severe, there are several cleaners that contain enzymes that actually break down the urine and neutralize the odors. Try products such as: Zero Odor, Nature's Miracle, Odorban, Nilodor or Cat-Off. There are some homemade treatments you can try; however, your flooring is an awfully expensive item to risk not properly correcting the problem before your flooring is installed.

4. A flooring company can also offer to "seal the floor". Commercial floor sealers can be very effective in correcting pet odors.

5. If you have a severe pet odor problem, you will have no other choice but to replace the sub-floor -especially if your sub-floor is made of wood. It is impossible to remove pet damage to a wooden sub-floor that has been saturated with pet urine. So do yourself a favor, no matter what the cost, and replace the sub-floor. In the long run the cost is well worth the return!

If you are buying or selling a home and there are pets involved, talk to your realtor about what preemptive measures can be taken to address the situation. If you are a buyer, you will want to make sure the price of the home reflects the potential damage you may have to correct. If you are a seller, talk to your realtor about having a professional inspect your carpet so that you have a written inspection you can give to your potential buyer to assure them that there will be minimal damage if any.

Your realtor can help you with how to deal with pet issues and anything else you may need throughout the home buying / selling process. So take advantage of their years of experience and call your realtor today.

About the Author: Millie Gil has been a successful Licensed Realtor for over 25 years in Florida. Millie is Vice President of Bold Real Estate Group, a boutique agency committed to concierge personalized service for discerning buyers, sellers and renters of residential and commercial properties. For more information please forward your request to communityinfo@comcast.net

Servicing: Port St. Lucie, Palm City, Jensen Beach, Stuart, Vero Beach, Hutchinson Island, Fort Pierce, Palm Beach, Jacksonville, Jacksonville Beach, Ponte Vedra Beach, Palm Coast, Neptune Beach, Amelia Island, Atlantic Beach, Fernandina Beach, Saint Johns, Saint Augustine, Daytona Beach, Fleming Island and New York real estate.

View thousands of listings www.Northeast-Florida-Relocation.com, www.BoldRealEstateGroup.com, www.NewYork-Florida-RealEstate.com, www.PGAVillage-Homes.com, www.TheCascadesAtStLucieWest

Posted: Thursday, May 10, 2012 1:51 PM by Bold Real Estate Group | 0 Comments

How To Recognize A Home That Will Hold Its Resale Value

Buyers who are looking for a new home are often very excited. It is that excitement that can sometimes cloud their judgment when it comes to buying a home that will retain its resale value. So what can you do to make sure that your excitement does not overcome your good judgment and common sense?

Here are some things to keep in mind when you are trying to buy a home that will retain its resale value.

1. Location, location, location! Is this home on a busy street or does it have some other undesirable factor about it? If so, make sure the price is adjusted accordingly.

2. Consider all defects that are not correctable. Things like location, traffic, floor plan etc. Then make sure the selling price reflects these non -correctable items. Remember, you may have to sell this home with these same defects in the future. So you don't want to be left holding the bag.

3. Does this home suit your long term needs. If so and you plan on living in the house for a very long time, then resale value may not be as big of a determining factor for you.

4. Don't be bullied. If you are looking in a hot market, don't overlook the issues that could cause you to lose money if you have to sell in a future market downturn.

5. Look for a home that has a broad appeal. A home that is suitable for most people. One that has a good floor plan and amenities that the majority of people are looking for is important.

6. Think about the size and the space. Is this home going to be very expensive to maintain due to its home or yard? Are there any other factors that could influence someone's decision to buy.

7. It is best to buy a home that is in good condition -one that someone clearly took the time to maintain over the years. Routine maintenance is a huge factor when it comes to future repairs.

8. Convenience - how convenient is this home to schools, banks, day care centers, shopping, gas and restaurants.

9. Look for an easy commute - is this home located in an area where the major thoroughfares are easily accessible. Is there a bus line nearby etc.

10. Find a home that has a good resale value and not one that is just a good deal.

Talk to your realtor about buying a home that has a good resale value and they will be able to help keep you on the right track. Resale value should be one of the major deciding factors when buying a home. Remember, most people do not live in the same house their entire lives. So plan accordingly!

About the Author: Millie Gil has been a successful Licensed Realtor for over 25 years in Florida. Millie is Vice President of Bold Real Estate Group, a boutique agency committed to concierge personalized service for discerning buyers, sellers and renters of residential and commercial properties. For more information please forward your request to communityinfo@comcast.net

Servicing: Port St. Lucie, Palm City, Jensen Beach, Stuart, Vero Beach, Hutchinson Island, Fort Pierce, Palm Beach, Jacksonville, Jacksonville Beach, Ponte Vedra Beach, Palm Coast, Neptune Beach, Amelia Island, Atlantic Beach, Fernandina Beach, Saint Johns, Saint Augustine, Daytona Beach, Fleming Island and New York real estate.

View thousands of listings www.Northeast-Florida-Relocation.com, www.BoldRealEstateGroup.com, www.NewYork-Florida-RealEstate.com, www.PGAVillage-Homes.com, www.TheCascadesAtStLucieWest

Posted: Thursday, May 10, 2012 1:20 PM by Bold Real Estate Group | 0 Comments

A Step By Step Guide To Buying A Home

Do you ever wonder if homeownership is right for you? Well, let me ask you this; do you dream about doing your own yard work, home repairs, puttering around in the garage. If so, then homeownership may be for you. No one really dreams about paying a monthly mortgage, property taxes, insurance etc. But actually being a homeowner definitely makes those things very well worth it.

This is your opportunity to have the American Dream of owning your own home. Putting down roots and starting a family or expanding your current family. However, the home buying process can seem a bit overwhelming, especially if you have never bought a home before.

Here is a step by step guide to help you in your home buying journey.

1. Talk to Millie an experienced Realtor who will help you learn what you need to know about the home buying process.
2. Decide if you want to keep renting or if you are ready to buy
3. Check your credit and begin improving your credit score
4. Make a budget and determine exactly how much you can afford to spend on your new home. Don’t forget that there will be closing costs and other associated fees in addition to the purchase price of your new home
5. Study the different types of mortgages and how they work and then decide which one is right for you
6. Think about where you want to live. What location is best for you and your family
7. Do you want to buy a conventional home, a foreclosure, a fixer-upper etc.
8. You will also need to decide on a mortgage company, home inspector and possibly a real estate attorney or a financial advisor depending on your situation
9. Research the area you have decided to buy a home. Drive through the neighborhood at varying hours, check the current prices of the available homes and notate their condition.
10. Check the crime statistics for that neighborhood
11. Does the neighborhood have the conveniences you are going to need, such as child care, your bank, your favorite grocery stores and restaurants etc.
12. How far is your chosen area from where you work now and where you may potentially be working in the future?
13. Talk to your chosen realtor about supplying you with some home listings that meet your specified criteria
14. Once you have looked through the home listings, let Millie know which ones you would like to look at
15. After you have chosen a house, your realtor will help you submit an offer
16. Be prepared to negotiate the deal
17. After your offer has been approved, you will need to set up a home inspection
18. You will now need to get your mortgage loan approved
19. Set a closing date and then close on your new home
20. Now all you have to do is get moved and enjoy the home of your dreams

This seems like a lot to go through and it is; but all you have to do is call Millie and let her do the rest. Millie will walk you through each and every step of the home buying process and let you know exactly what to do and when. So don’t sweat the details and stay in close communication with Millie and they will make sure things go as smoothly as possible every step of the way!

About the Author: Millie Gil has been a successful Licensed Realtor for over 25 years in Florida. Millie is Vice President of Bold Real Estate Group, a boutique agency committed to concierge personalized service for discerning buyers, sellers and renters of residential and commercial properties. For more information please forward your request to communityinfo@comcast.net

Servicing: Port St. Lucie, Palm City, Jensen Beach, Stuart, Vero Beach, Hutchinson Island, Fort Pierce, Palm Beach, Jacksonville, Jacksonville Beach, Ponte Vedra Beach, Palm Coast, Neptune Beach, Amelia Island, Atlantic Beach, Fernandina Beach, Saint Johns, Saint Augustine, Daytona Beach, Fleming Island and New York real estate.

View thousands of listings www.Northeast-Florida-Relocation.com, www.BoldRealEstateGroup.com, www.NewYork-Florida-RealEstate.com, www.PGAVillage-Homes.com, www.TheCascadesAtStLucieWest

Posted: Thursday, May 10, 2012 1:11 PM by Bold Real Estate Group | 0 Comments

A Step By Step Guide To Buying A Home by Bold Real Estate Group

Do you ever wonder if homeownership is right for you? Well, let me ask you this; do you dream about doing your own yard work, home repairs, puttering around in the garage. If so, then homeownership may be for you. No one really dreams about paying a monthly mortgage, property taxes, insurance etc. But actually being a homeowner definitely makes those things very well worth it.

This is your opportunity to have the American Dream of owning your own home. Putting down roots and starting a family or expanding your current family. However, the home buying process can seem a bit overwhelming, especially if you have never bought a home before.

Here is a step by step guide to help you in your home buying journey.

1. Talk to Millie an experienced Realtor who will help you learn what you need to know about the home buying process.
2. Decide if you want to keep renting or if you are ready to buy
3. Check your credit and begin improving your credit score
4. Make a budget and determine exactly how much you can afford to spend on your new home. Don’t forget that there will be closing costs and other associated fees in addition to the purchase price of your new home
5. Study the different types of mortgages and how they work and then decide which one is right for you
6. Think about where you want to live. What location is best for you and your family
7. Do you want to buy a conventional home, a foreclosure, a fixer-upper etc.
8. You will also need to decide on a mortgage company, home inspector and possibly a real estate attorney or a financial advisor depending on your situation
9. Research the area you have decided to buy a home. Drive through the neighborhood at varying hours, check the current prices of the available homes and notate their condition.
10. Check the crime statistics for that neighborhood
11. Does the neighborhood have the conveniences you are going to need, such as child care, your bank, your favorite grocery stores and restaurants etc.
12. How far is your chosen area from where you work now and where you may potentially be working in the future?
13. Talk to your chosen realtor about supplying you with some home listings that meet your specified criteria
14. Once you have looked through the home listings, let Millie know which ones you would like to look at
15. After you have chosen a house, your realtor will help you submit an offer
16. Be prepared to negotiate the deal
17. After your offer has been approved, you will need to set up a home inspection
18. You will now need to get your mortgage loan approved
19. Set a closing date and then close on your new home
20. Now all you have to do is get moved and enjoy the home of your dreams

This seems like a lot to go through and it is; but all you have to do is call Millie and let her do the rest. Millie will walk you through each and every step of the home buying process and let you know exactly what to do and when. So don’t sweat the details and stay in close communication with Millie and they will make sure things go as smoothly as possible every step of the way!

About the Author: Millie Gil has been a successful Licensed Realtor for over 25 years in Florida. Millie is Vice President of Bold Real Estate Group, a boutique agency committed to concierge personalized service for discerning buyers, sellers and renters of residential and commercial properties. For more information please forward your request to communityinfo@comcast.net

Servicing: Port St. Lucie, Palm City, Jensen Beach, Stuart, Vero Beach, Hutchinson Island, Fort Pierce, Palm Beach, Jacksonville, Jacksonville Beach, Ponte Vedra Beach, Palm Coast, Neptune Beach, Amelia Island, Atlantic Beach, Fernandina Beach, Saint Johns, Saint Augustine, Daytona Beach, Fleming Island and New York real estate.

View thousands of listings www.Northeast-Florida-Relocation.com, www.BoldRealEstateGroup.com, www.NewYork-Florida-RealEstate.com, www.PGAVillage-Homes.com, www.TheCascadesAtStLucieWest

Posted: Thursday, May 10, 2012 12:52 PM by Bold Real Estate Group | 0 Comments

MHA’s Home Affordable Unemployment Program Explained by Bold Real Estate Group

MHA’s Home Affordable Unemployment Program Explained

Are you unemployed? Would you like some help making your mortgage payments? If so, then the Home Affordable Unemployment Program or UP may be available to you depending on your situation. The UP program may reduce your mortgage payments to 31% of your income or suspend them completely for 12 months or longer.

Unemployment Program Eligibility

• If you are unemployed and eligible for unemployment benefits

• If you occupy the house as your primary residence

• If you have not previously received a HAMP modification

• If you received your mortgage on or before January 1, 2009

• If you owe up to $729,750 on your home

• If you are delinquent or if default is imminent

• You may be required to make a partial payment, not to exceed 31% of your gross monthly income including your unemployment benefits

• At the end of your UP program period, you will be evaluated for a HAMP mortgage modification, if it is still available at that time

• If you are in a permanent HAMP modification program and you become unemployed, you will not be eligible for the Unemployment Program

You will need to check with your mortgage company to see if they are participating in this program. Unfortunately, mortgages held by Fannie Mae and Freddie Mac are not available for the UP program; however, both of them have their own special programs that you may qualify for in place of the UP program.

This program was specifically designed to help eligible unemployed homeowners who have sustainable monthly mortgage payments . The program provides mortgage companies with the flexibility needed to help borrowers whose hardship is related to unemployment.

This program ends on December 31, 2012, so if you are unemployed, please call your mortgage company to see if you qualify for the Unemployment Program. If you do not qualify for the Unemployment Program, you may be evaluated for other types of forbearance programs. If you are not qualified, you will be notified through a Non-Approval Notice and it will explain the other foreclosure alternatives that may be available to you.

About the Author: Millie Gil has been a successful Licensed Real Estate agent for over 25 years in Florida. Millie is Vice President of Bold Real Estate Group, a boutique agency committed to concierge personalized service for discerning buyers, sellers and renters of residential and commercial properties. For more information please forward your request to communityinfo@comcast.net

Servicing: Port St. Lucie, Palm City, Jensen Beach, Stuart, Vero Beach, Hutchinson Island, Fort Pierce, Palm Beach, Jacksonville, Jacksonville Beach, Ponte Vedra Beach, Palm Coast, Neptune Beach, Amelia Island, Atlantic Beach, Fernandina Beach, Saint Johns, Saint Augustine, Daytona Beach, Fleming Island and New York real estate.

View thousands of listings www.Northeast-Florida-Relocation.com, www.BoldRealEstateGroup.com, www.NewYork-Florida-RealEstate.com, www.PGAVillage-Homes.com, www.TheCascadesAtStLucieWest

Posted: Monday, May 07, 2012 4:28 PM by Bold Real Estate Group | 0 Comments

Filed under: Real Estate Articles, Real Estate Market, Real Estate For Sale, Real Estate Rent , Real Estate Industry, Buyer Information, Port Saint Lucie Real Estate, PGA Village Real Estate, St. Lucie West Real Estate, Florida Jobs, Florida Golf Community, Cascades Real Estate , Realtor, Bold Real Estate Group, Florida Oceanfront Condos, Florida Beach Home, Home, Tradition Port St Lucie, Ponte Vedra Homes

MHA’s Home Affordable USDA Rural Development / Special Loan Servicing Program Explained by Bold Real Estate Group

MHA’s Home Affordable USDA Rural Development / Special Loan Servicing Program Explained

You have probably heard about the MHA Home Affordable Programs that are now available. But you are probably wondering exactly how it all works and if it can help you. Well, let’s break it down into pieces and hopefully give you a better understanding of how it will affect you.

Lender Eligibility and Guidelines

• The lender must be a Section 502 Single Family Housing Guaranteed Loan Program approved lender

• The lender must consider traditional servicing options before resorting to special loan servicing options

• There are many guidelines for the lender; however, this articles main focus is on the borrower’s eligibility. If you want more information about the lenders guidelines please contact your lender
Borrower Eligibility and Guidelines

• The current borrower on the RD Guaranteed Single Family mortgage must be identical to the borrower on the modified mortgage

• The borrower must be in default or must be looking at imminent default. You are considered in default if you are more than 30 days past due on your mortgage

• Imminent default is defined as a borrower that is current on their mortgage but is experiencing some type of hardship that will cause them to default on their mortgage. An event such as a significant reduction in their income that would cause them to default

• The borrower must occupy the property as their primary residence

• The borrower must continue to occupy the residence after modifying the mortgage

• The borrower must show proof that they can make the modified mortgage payments

• There is no net present value (NPV) test for eligibility

• There is no maximum mortgage amount

• A borrower’s credit score will not be used to determine eligibility; however, the borrower’s financial information must be submitted to the USDA Single Family Housing Guaranteed Loan Program’s Centralized Servicing Center for review. The RD will then decide whether to approve or decline the loan modification request based on the borrower’s ability to repay the debt

• The Front-End ratio or mortgage payment to income ratio, is the ratio of the borrower’s monthly mortgage payments to the borrower’s gross monthly income. Special Loan Servicing must be used to bring the Front-End ratio down as much as possible but not less than 31%

• The Back-End ratio or the total debt to income ratio; is the borrower’s total recurring monthly debt payments to the borrower’s gross monthly income. This ratio must not exceed 55% after special loan servicing

• If a foreclosure has already begun, the lender should not proceed with the foreclosure until the borrower has been evaluated for Special Loan Servicing

• Late fees should not be included in the modified loan or included in the mortgage recovery advance

• Lenders are required to escrow the borrowers’ taxes and mortgage insurance payments and pay for the cost of the credit report

• The lender should not require the borrower to pay down the payments that are in arrears prior to a loan modification

• The interest rate must be fixed in accordance with the guidelines in the final rule

• There is no current loan to value requirement

• No interest will accrue on the Mortgage Recovery Advance

• No property valuation is required

• There will be a Trial Modification period for the borrower before modifying a loan using RD Special Loan Servicing. The borrower must make monthly mortgage payments for three to four months (depending on whether they are in default or imminent default) just as they would once they are approved for the modified mortgage

The MHA’s Home Affordable USDA Rural Development / Special Loan Servicing Program is a wonderful program that is designed to help as many homeowners as possible. So if you qualify, please take advantage of this opportunity that is being offered to you!

About the Author: Millie Gil has been a successful Licensed Real Estate agent for over 25 years in Florida. Millie is Vice President of Bold Real Estate Group, a boutique agency committed to concierge personalized service for discerning buyers, sellers and renters of residential and commercial properties. For more information please forward your request to communityinfo@comcast.net

Servicing: Port St. Lucie, Palm City, Jensen Beach, Stuart, Vero Beach, Hutchinson Island, Fort Pierce, Palm Beach, Jacksonville, Jacksonville Beach, Ponte Vedra Beach, Palm Coast, Neptune Beach, Amelia Island, Atlantic Beach, Fernandina Beach, Saint Johns, Saint Augustine, Daytona Beach, Fleming Island and New York real estate.

View thousands of listings www.Northeast-Florida-Relocation.com, www.BoldRealEstateGroup.com, www.NewYork-Florida-RealEstate.com, www.PGAVillage-Homes.com, www.TheCascadesAtStLucieWest

Posted: Monday, May 07, 2012 4:26 PM by Bold Real Estate Group | 0 Comments

Surefire Ways To Lose The Deal by Bold Real Estate Group

Surefire Ways To Lose The Deal

Buying a home is a wonderful experience. However, you must go about it in the right way. So if you think that you can go around spitting out offers and using dirty dealing techniques just because you know that it is a buyers’ market right now – you are sadly mistaken.

When you are trying to buy a house, there are several things you absolutely must not do. The best way to know what not to do is to put yourself in the sellers shoes.

Here are a few surefire ways to lose the deal and quite possibly your dream home

• Do not make an extremely low or unjustified offer. Yes, you do have the upper hand because it is a buyers’ market right now; however, no one can afford to give your their home below market value. The seller will see you as someone that is wasting their time. They will turn down your offer and will not even consider a counteroffer. Talk to your realtor to determine the fair market value for the area – before you make an offer. It’s ok to make an offer below the asking price if you have the market data to support your request.

• Get your financing in order before making an offer. It is not uncommon for people to start arranging their financing as far in advance as six months or more. People assume because they have decent credit and some money saved for their new home that they will automatically be approved. However, in this economy, that is not always the case. You may find the perfect home for you and your family but if you cannot show that you can be approved, you might just lose the deal. The seller will not want to risk accepting your offer and then finding out months down the road that you cannot get approved for the purchase of their home.

• Do not walk into someone’s home and start trash talking their house or their neighborhood. If you think this will get you a lower price, you are wrong. You are only going to anger the seller and they will turn down your offer in no time flat. A person’s home is a very personal thing. Some people have lived in their homes for a very long time and the emotional attachment they have for it can run very deep. So keep all negative comments to yourself. You can talk to your realtor about your objections once you have left the sellers home and are in the privacy of your realtors office.

If you see a reason to make a lowball offer on a home, talk with your agent about respectfully voicing your concerns to the sellers agent. Your realtor has years of experience dealing with this type of thing and there is a very good chance that your realtor may already know the sellers agent and can address your concerns in a constructive manner.

Remember, always put yourself in the sellers shoes before doing anything. You don’t want to find the perfect home and then have it snatched away from you from an unwilling seller. So play nice and let your agent guide you every step of the way.

About the Author: Millie Gil has been a successful Licensed Real Estate agent for over 25 years in Florida. Millie is Vice President of Bold Real Estate Group, a boutique agency committed to concierge personalized service for discerning buyers, sellers and renters of residential and commercial properties. For more information please forward your request to communityinfo@comcast.net

Servicing: Port St. Lucie, Palm City, Jensen Beach, Stuart, Vero Beach, Hutchinson Island, Fort Pierce, Palm Beach, Jacksonville, Jacksonville Beach, Ponte Vedra Beach, Palm Coast, Neptune Beach, Amelia Island, Atlantic Beach, Fernandina Beach, Saint Johns, Saint Augustine, Daytona Beach, Fleming Island and New York real estate.

View thousands of listings www.Northeast-Florida-Relocation.com, www.BoldRealEstateGroup.com, www.NewYork-Florida-RealEstate.com, www.PGAVillage-Homes.com, www.TheCascadesAtStLucieWest

Posted: Monday, May 07, 2012 4:23 PM by Bold Real Estate Group | 0 Comments

What To Do If You Think Your House Hunting Is Taking Too Long by Bold Real Estate Group

What To Do If You Think Your House Hunting Is Taking Too Long

If you have ever gone house hunting then you know how easy it is to get overwhelmed by the hundreds of available homes on the market. So what should you do? Your head is telling you to look at everything because you might miss out on that perfect deal. But your heart is telling you to hurry up and find your dream home so that you can finally get relocated.

Here are a few tips and tricks that will help you narrow down your summer home search

• How long have you been looking for a new home? Five weeks, five months, five years? How do you know how long is too long? Well, if you have money saved and you have gotten your credit report in tip top shape, then now is the time to buy. But sometimes it takes viewing several dozen homes and getting several offers rejected before you finally get the perfect deal. This is completely normal so relax and enjoy the ride

• Re-evaluate your expectations. If you keep looking at homes and are not finding anything that will work for you and your family, then talk to your realtor. Schedule a meeting with your agent to discuss exactly what it is you are looking for and they will be able to get you back on track

• It’s time to compromise. You will more than likely not find a house with 100% of everything you want. So make a list of the most important “must haves” and then pick the home that is the closest to having everything on your list. Then anything else that comes after that is just gravy!

• Tune out the nay sayers! Everyone has an opinion about which house is best for you; how bad the repair issues are, how to negotiate the best deal, deciding for you what you can afford, telling you that you should be buying one of those dirt cheap foreclosures and how desperate the banks are to get rid of all those homes. So what should you do with all of that advice? Ignore it! People who have not purchased a home in that neighborhood or perhaps have not bought a home in years are not the best authority on what is best for you. Although they have good intentions, friends and family can unwittingly keep you from making your own decisions about what is best for you and your family and ultimately keep you from becoming a home owner

The best thing you can do to help your summer house hunting routine is to talk to your realtor. Involve your realtor as much as possible. Let your agent know exactly what you are looking for and they will give you a selection of homes to choose from that will meet your specifications. Your realtor knows the area neighborhoods and the homes in those neighborhoods and they will be more than happy to point you in the right direction and help keep you on track.

About the Author: Millie Gil has been a successful Licensed Real Estate agent for over 25 years in Florida. Millie is Vice President of Bold Real Estate Group, a boutique agency committed to concierge personalized service for discerning buyers, sellers and renters of residential and commercial properties. For more information please forward your request to communityinfo@comcast.net

Servicing: Port St. Lucie, Palm City, Jensen Beach, Stuart, Vero Beach, Hutchinson Island, Fort Pierce, Palm Beach, Jacksonville, Jacksonville Beach, Ponte Vedra Beach, Palm Coast, Neptune Beach, Amelia Island, Atlantic Beach, Fernandina Beach, Saint Johns, Saint Augustine, Daytona Beach, Fleming Island and New York real estate.

View thousands of listings www.Northeast-Florida-Relocation.com, www.BoldRealEstateGroup.com, www.NewYork-Florida-RealEstate.com, www.PGAVillage-Homes.com, www.TheCascadesAtStLucieWest

Posted: Monday, May 07, 2012 4:20 PM by Bold Real Estate Group | 0 Comments

Physician, Nurses, Technicians, Executives, Therapists, Phlebotomists, Relocating To Port St. Lucie

Welcome To Your Relocation Portal

Click Here & Search Florida Homes for Sale or Rent

Relocation Services For Physicians, Nurses, Technicians, Executives, Therapists, Phlebotomists, Sales and Service Support.

Having the right Real Estate Agent and Relocation team who is committed to helping you buy, sell or rent your home with the highest level of expertise is important. This means also to help you in understanding each step of the relocation process. This commitment level has helped our company build a remarkable track record of delivering results worldwide.

Nothing is more exciting to us than the gratifying feeling we get from helping you meet your housing relocation needs. You can count on Bold Real Estate Group to always do what's in your best interest. We pride ourselves on being honest, trustworthy, and knowledgeable in the real estate market. We know how important it is to find your dream home or get the best offer for your current property. Therefore we will make it our responsibility to help you achieve those goals.

Whether you are experienced or first time relocating, we can help you in finding the property of your dreams. We offer licensed Realtors to assist you with your choice of location worldwide. Our goal is to make sure your are completely satisfied with your relocation experience. Please feel free to browse our website or let us guide you every step of your relocation by calling or completing our confidential registration form to set up a telephone appointment according to your schedule.

Connecting the Medical Staff, Recruiters and Vendors

Posted: Sunday, May 06, 2012 10:54 AM by Bold Real Estate Group | 0 Comments

PGA Village Home Reduced: 9420 Scarborough Ct, Port St Lucie, FL 34986 for $474,900.

Briarcliff Homes
Callaway Place Homes
Castle Pines Townhomes
Castle Pines Condos

Castle Pines Villas
Clubside Homes
Cypress Point Homes
Enclave Lucury Homes
Fairway Landings Homes
Greenbrier Homes
Hawks View Homes
Island Point Clubhouse
Kingsmill Homes
Lakes Homes
Laurels Estate Homes
Maidstone Homes
Marsh Landing Homes
Muirfield Homes
Mystic Pines Homes
Oak Hill Homes

Perfect Drive Golf Villas
Pine Creek Way Homes
Pinehurst Homes
Plantation Lakes
Reserve Creek Homes
Reserve Golf Villas
Sabal Creek Homes
Scarborough Estates
Spyglass Homes
The Pines Homes
Thompson Point Homes
Torrey Pines Villas

Verano Homes
Willow Pines Villas

Now is the Time, Buy Smart!… PGA VILLAGE

Welcome to Port St Lucie, Florida. If you are looking for the best real estate investment that Port St Lucie has to offer, then look no further than PGA Village Golf & Country Club community. Located on the East coast of Florida in the heart of Florida’s Treasure Coast and St. Lucie West. As an experienced Buyer’s Agent you can expect us to find the perfect home of your choice at the perfect price and terms, at no additional cost to you. If there are any homes that you would like to know more about, please send us the addresses or listing numbers and we’ll be happy to research them and provide you with additional information.

PGA Village: A private community with 2,511 homes and approximate 3,000 acres. PGA Village features thirty-four distinctive upscale neighborhoods situated for privacy with scenic panoramic water and golf course views. The community offers a mix of new and pre-owned one or two-story Single Family Homes, Townhouses, Villas and Condominiums.

The Legacy Golf & Tennis Club a non-equity private club offering 27 holes of fantastic golf for all skill levels. The home to a 7,023 yard championship courses that speak for themselves. Designed by legends Tom and Jim Fazio and Pete Dye, the community’s championship golf courses were designed to surround golfers and protected species in the serenity of a 430-acre wildlife sanctuary. The PGA Golf Club also includes a 6-hole short course, plus the new PGA Learning Center with over 35 acres of golf fun for players of every age and skill level. PGA memberships range from affordable single and family to a premier golf membership for extremely active golfers. Home owners are not required to join the club. The Tennis facility boasts six har-tru lighted courts, with a fully stocked shop for apparel or repair needs, as well as individual or group instruction. Sun yourself on a large pool deck and enjoy the Olympic-size heated swimming pool, which overlooks the driving range, practice course and tennis courts. This is a delightful way to spend your day at PGA Village. The clubhouse offers abundance of social activities with a casually elegant dining experience, a popular place to meet with friends and neighbors of the community. PGA memberships range from affordable single and family to a premier golf membership for extremely active golfers.

The residential real estate market in PGA Village is currently “Red Hot” with affordable golf villas, condominiums & detached single family homes. The Island Club new clubhouse includes a state-of-the-art fitness center, swimming pool, card rooms and tennis. PGA Village is professionally manned with roving patrol officers 24 hours a day.

The time has come to enjoy the Florida lifestyle and see the paradise that lies behind the gates of PGA Village Golf & Country Club. Contact Bold Real Estate Group for exclusive inventory of homes including Short Sales, Foreclosures & Rentals. We encourage your visit and will be happy to assist you.

Acreage: 3,000 acres
Gatehouse: Professionally manned gatehouse and roving patrol officers 24-hours a day.

Club Structure: Private, Non-equity

Golf: Four PGA owned and operated championship courses: PGA Golf Club’s Dye Course by Pete Dye, Fazio North and Fazio South both designed by Tom Fazio, and The PGA Country Club course ™ by Jim Fazio. An additional private course, The Legacy, by George Fazio.

The Legacy Clubhouse: Located in the North entrance of PGA Village. A casually elegant clubhouse offers fine dining events and social opportunities including a swimming pool and six lighted courts. The Legacy Club & Tennis Club is a private club offering 18-hole George Fazio golf course.

The Island Club: Located in the South entrance of PGA Village offers a beautiful 18,000 square feet clubhouse to accommodate a wide range of activities and community entertainment. The Island Club features a state-of-the-art Fitness Center for weight training, cardio workouts and many other activities. A catering kitchen to service social gatherings. The Island Club is host to various special interest community clubs and private events as well. The tropical setting of the swimming pool is a favorite place for relaxation and refreshment. Enjoy a tennis match or the game of your choice on the all-purpose court.

PGA Village Condos: Unfurnished & Furnished Golf Villa Condominiums priced from $70,000

PGA Village Townhomes & Villas: Unfurnished & Furnished Townhomes & Villas priced with one & two car garage from $128,000.

PGA Village Homes: Unfurnished & Furnished detached single-family homes priced from $119,000 to $1.5 million. All real estate inquiries should be directed to Bold Real Estate Group.

About the Author: Millie Gil has been a successful Licensed Real Estate agent for over 25 years in Florida. Millie is Vice President of Bold Real Estate Group, a boutique agency committed to concierge personalized service for discerning buyers, sellers and renters of residential and commercial properties. For more information please forward your request to communityinfo@comcast.net

Servicing: Port St. Lucie, Palm City, Jensen Beach, Stuart, Vero Beach, Hutchinson Island, Fort Pierce, Palm Beach, Jacksonville, Jacksonville Beach, Ponte Vedra Beach, Palm Coast, Neptune Beach, Amelia Island, Atlantic Beach, Fernandina Beach, Saint Johns, Saint Augustine, Daytona Beach, Fleming Island and New York real estate.

View thousands of listings www.Northeast-Florida-Relocation.com, www.BoldRealEstateGroup.com, www.NewYork-Florida-RealEstate.com, www.PGAVillage-Homes.com, www.TheCascadesAtStLucieWest

Posted: Sunday, May 06, 2012 10:46 AM by Bold Real Estate Group | 0 Comments

PGA Village Home Reduced For Quick Sale!

$499,999

Open House

April 15th, 1:00 pm to 4:00 pm

Join us in PGA VILLAGE ST. LUCIE WEST to preview this SCARBOROUGH ESTATES home with spectacular view of the Legacy Golf. This magnificent home offers 4 Bedrooms, 4 Full Baths, plus Den, 3 Car Garage and many added upgrades. Well maintained and move in ready! Spectacular open floor plan with dramatic crown moldings and elegant ceramic tile flooring. Upgraded kitchen cabinets, granite counters, with tile backed splash, center island and snack bar overlooking family room area. French doors leading to large covered patio with beautiful columns, wonderful summer kitchen and lovely view of the golf course. Cabana bath door leading to covered patio, central vacuum, intercom, plantation shutters and much more. Large master bedroom suite hosting two large walk-in closets, roman tub, stone tile step down shower. This Home is located at the north entrance of PGA Village offering a private and non-equity Golf and Country Club resort lifestyle benefit. Community offers Four PGA owned and operated championship courses. HOA includes membership to the Island Club, an 18,000 square feet clubhouse with a wide range of activities, such as swimming pool, fitness center, craft rooms and much more. The Legacy clubhouse offers fine dining and great social opportunities and a George Fazio private course golf course. www.tourfactory.com/831763

Posted: Saturday, April 14, 2012 8:20 AM by Bold Real Estate Group | 0 Comments

Verano Port St. Lucie Luxury New Homes Best Deal by Bold Real Estate Group

VERANO: All inclusive resort lifestyle private community in Florida, Port St Lucie. VERANO features a magnificent 3,000 acres of active lifestyle and amenities with a state-of-the-art fitness center including aerobics, spinning room, indoor lap swimming pool, sauna, men’s and women’s locker rooms, massage area. Outdoor resort-style pool overlooking beautiful lake, basketball courts, bocce, tennis, golf cart parking. The residential market at VERANO is the perfect time to purchase your new home with a wide selection of exclusive home designs featuring single family homes with two or three car garage, golf, lake or nature preserve view, spacious attached villas with double car garage, lanai, new appliances, ceramic tile in living areas and much more. VERANO offers concrete block construction, impact glass windows, Mediterranean “s” tile roof, gourmet kitchen and appliances, exterior maintenance, pest control, 24/7 manned gated entry. HOA at VERANO includes basic cable TV, internet service, individual home lawn maintenance, community landscaping, irrigation, fertilization, pruning, community pest control, manned gated entry and access control, high speed internet, alarm monitoring to a central station, street lighting.Parking space in the garage for golf cart in selected models.

VERANO Club Talavera: Indoor Lap Pool and Spa, Resort Style Outdoor Pool and Spa, Fitness Center with StarTrack equipment including Elliptical, FRee Weights, Circut Training Machines, Tredmills and Stationary Bikes, Aerobics and Spinning Room, Stretching Area, Massage and Spa Private Treatment Room, Ladies and Men’s Locker Rooms, Separate Ladies and Men’s Saunas, Har-Tru Tennis Courts, Basketball Court, Tot Lot, Bocce Courts, Golf Cart Parking Throughout The Community, PGA Village Verano VIP Special Events, Complimentary Admission to the PGA Historical Center Golf Museum, Golf Cart Access to PGA Golf Club, PGA Golf Club Food, Beverage and Retail Discounts. Homeowners at PGA Village Verano Have Access to Two Magnificent Clubs, Each Club Offers Unique Amenities and Benefits of a Florida Lifestyle Private Resort.

VERANO New Construction Homes: Priced from the low $200′s with two and three car garage, stainless steel appliances, impact glass, granite countertops, 42″ cabinetry and luxurious master bath with soaking tub, ceramic tile, spray foam insulation. New home models starting from 1,600 square foot featuring two bedrooms plus den, ten foot ceilings and much more!

VERANO Ready Now Single Family Homes: Priced from the mid 200′s featuring upgraded gourmet kitchen, crown molding, ceramic tile and much more. Selective homesites offering golf, nature preserve or lake view. Contact us today for list of available ready home to close in 30 days or less!!!

VERANO Ready Now Attached Villas: Priced from the low $100′s double car garage, appliances, impact glass, lanai, ceramic tile in living areas except bedroom, new construction. All real estate inquiries should be directed to Bold Real Estate Group.

AREA RECREATION, SHOPPING & CULTURE

Marina: A variety of marinas and charters nearby, easily accessed, along the coast.

Fitness: Health South is a full-service golf fitness center on the grounds of PGA Learning Center.

Concierge: Bold Real Estate Group will provide concierge services including set up of excursions and area information.

Recreation: Swimming area with heated spa, adult and children’s pools.

PGA Learning Center™: The 35-acre, state-of-the-art learning center includes a full-time PGA professional staff.

Dining and Shopping: Residents will find an enticing selection of restaurants in the area, ranging from light meals and fast food to gourmet dining. Nearby shopping venues include mainstream consumer retail outlets, shopping mall and specialty boutiques.

Health Care: Three nearby hospitals, Lawnwood Regional Medical Center, St. Lucie Medical Center and Martin Memorial Health Systems provide complete modern medical care including 24-hour emergency services. Martin Memorial’s St. Lucie West Walk-In Clinic is located in the St. Lucie West area, St. Lucie West Heart & Family Health Institute, Eye Institute, Physicians to Women.

Lodging: One and Two bedroom or guest suite Golf Villas located in PGA Village offering private garages, decks, and screened patios. FREE access to 6-holes Short Course. Heated swimming pool, picnic & barbecue areas. Fully equipped kitchens. Two onsite restaurants. Contact Bold Real Estate Group for reservations.

Location: 40 minutes north of West Palm Beach and 90 minutes south of Orlando. Near shopping, beaches, spring training camps of the NY Mets, Montreal Expos, Florida Marlins and the St. Louis Cardinals.
To visit our website and preview thousands of homes, click here.

About the Author: Millie Gil has been a successful Licensed Real Estate agent for over 25 years in Florida. Millie is Vice President of Bold Real Estate Group, a boutique agency committed to concierge personalized service for discerning buyers, sellers and renters of residential and commercial properties. For more information please forward your request to communityinfo@comcast.net

Servicing: Port St. Lucie, Palm City, Jensen Beach, Stuart, Vero Beach, Hutchinson Island, Fort Pierce, Palm Beach, Jacksonville, Jacksonville Beach, Ponte Vedra Beach, Palm Coast, Neptune Beach, Amelia Island, Atlantic Beach, Fernandina Beach, Saint Johns, Saint Augustine, Daytona Beach, Fleming Island and New York real estate.

View thousands of listings www.Northeast-Florida-Relocation.com, www.BoldRealEstateGroup.com, www.NewYork-Florida-RealEstate.com, www.PGAVillage-Homes.com, www.TheCascadesAtStLucieWest

Posted: Monday, April 09, 2012 7:24 AM by Bold Real Estate Group | 0 Comments

Important Questions To Ask Your Home Inspector by Bold Real Estate Group

You know when you are buying a home, that you will need a home inspection. But when it comes time to read the inspection report you feel like you need a translator! Here are a few important questions you should definitely ask your home inspector to help you understand the inspection report before closing the deal.

1. Clarify what is truly bad. Have the inspector tell you exactly what is really bad, what will need to be fixed right away and what can wait. Also, have him let you know what he put in the report that he just wanted to let you know about, but was not a necessary repair. This is important because the inspector may have something noted under the category “Health & Safety Hazards” and all it is a small plumbing issue that would only cost a few dollars to fix. So it is important to clarify everything.

2 How hard is that to fix? You should ask the inspector how something should be fixed and they will usually be more than happy to explain to you how easy the repair is to do yourself. If it is not a simple fix, they may have someone they can refer to you to have the repair done professionally. Additionally, they can also tell you about how much the repair should cost, whether you do the repair yourself or have it done professionally. This information can be invaluable when you are not sure about a particular repair.

3. If it were you, what would you do? Ask the home inspector what they think you should have fixed or not fixed, whatever the case may be. It is the home inspectors job to point out every little thing in their report. That’s what you are paying them for remember. So find out what is and isn’t a necessary fix.

4. Get clarification on anything you don’t understand. Sometimes the inspection report contains a term or a repair that you have no clue what they are referring to. Ask the inspector to show you each and every item on the report that does not make sense. It is going to be your new home for years to come and you need to understand everything about it.

5. How does that work? There will inevitably be one or maybe several mechanical systems that you don’t know how to work. Most home inspectors would be more than happy to show you how to operate everything. But you have to ask. So go through the entire house and make a list of everything you think you may need help with – then ask.

The home inspection is one of the most important things you will be doing when buying a new home. Finding out any major defects etc. could keep you from buying a money pit or could help you to renegotiate the deal if many repairs are needed. Get your realtor involved in the process. Your agent sees hundreds of homes every year and you might be quite surprised at what they can point out before you even begin the inspection process.

About the Author: Millie Gil has been a successful Licensed Real Estate agent for over 25 years in Florida. Millie is Vice President of Bold Real Estate Group, a boutique agency committed to concierge personalized service for discerning buyers, sellers and renters of residential and commercial properties. For more information please forward your request to communityinfo@comcast.net

Servicing: Port St. Lucie, Palm City, Jensen Beach, Stuart, Vero Beach, Hutchinson Island, Fort Pierce, Palm Beach, Jacksonville, Jacksonville Beach, Ponte Vedra Beach, Palm Coast, Neptune Beach, Amelia Island, Atlantic Beach, Fernandina Beach, Saint Johns, Saint Augustine, Daytona Beach, Fleming Island and New York real estate.

View thousands of listings www.Northeast-Florida-Relocation.com, www.BoldRealEstateGroup.com, www.NewYork-Florida-RealEstate.com, www.PGAVillage-Homes.com, www.TheCascadesAtStLucieWest

Posted: Monday, April 09, 2012 7:21 AM by Bold Real Estate Group | 0 Comments

Home Seller-Don't Lose The Sale! by Bold Real Estate Group

Home Seller-Don’t Lose The Sale! by Bold Real Estate Group

You are ready to move and have found the perfect home for you and your family. The only thing left to do is to sell your current home. Sounds simple right? Well, it can be, but there are several things that you may be doing that are making your buyers run for the door.

Here are a few surefire ways to lose the sale
Keep reading so you don’t make these common mistakes

• Make sure you are not at home while your buyer is viewing your house. Don’t take this personally. A buyer will not feel comfortable with you around because they cannot envision themselves living in your home – they will see you living in your home. The buyer will not be comfortable opening the drawers and closets. Additionally, your buyer will not feel comfortable talking about what they would like to change about your home in fear of offending you. The buyer doesn’t need you lurking around hanging on to their every word. Give them the space they need to fall in love with your house.

• Keep your home in tip top shape. Showing a messy home is a surefire deal breaker. The buyer may see your messy home and assume that you have not taken care of the routine home maintenance either. When we say clean – we do not mean stuff everything in the closet – the buyer will be looking there also. We know your busy and with kids and pets it’s hard to keep your house spotless for possibly months at a time. So talk to your family and have a plan to keep everything as neat and orderly as possible.

• Do not overprice your home thinking that you can lower the price later. It is a buyers’ market right now. Your buyer has a multitude of homes to choose from and if you overprice your home, potential buyers will not even stop to consider yours, they will be onto the next one that they don’t have to work so hard to get. Talk with your realtor to go over fair market values for your area before deciding on a price. You don’t want to lose out on a serious buyer just because of a few pricing mis-conceptions.

Any good real estate agent will be able to help you and guide you through the entire sales process from start to finish. So take advantage of their knowledge and the tools they have available to them to help you sell your home quickly.

About the Author: Millie Gil has been a successful Licensed Real Estate agent for over 25 years in Florida. Millie is Vice President of Bold Real Estate Group, a boutique agency committed to concierge personalized service for discerning buyers, sellers and renters of residential and commercial properties. For more information please forward your request to communityinfo@comcast.net

Servicing: Port St. Lucie, Palm City, Jensen Beach, Stuart, Vero Beach, Hutchinson Island, Fort Pierce, Palm Beach, Jacksonville, Jacksonville Beach, Ponte Vedra Beach, Palm Coast, Neptune Beach, Amelia Island, Atlantic Beach, Fernandina Beach, Saint Johns, Saint Augustine, Daytona Beach, Fleming Island and New York real estate.

View thousands of listings www.Northeast-Florida-Relocation.com, www.BoldRealEstateGroup.com, www.NewYork-Florida-RealEstate.com, www.PGAVillage-Homes.com, www.TheCascadesAtStLucieWest

Posted: Monday, April 09, 2012 7:17 AM by Bold Real Estate Group | 0 Comments

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Surefire Ways To Lose The Deal by Bold Real Estate Group

What To Do If You Think Your House Hunting Is Taking Too Long by Bold Real Estate Group

Physician, Nurses, Technicians, Executives, Therapists, Phlebotomists, Relocating To Port St. Lucie

PGA Village Home Reduced: 9420 Scarborough Ct, Port St Lucie, FL 34986 for $474,900.

PGA Village Home Reduced For Quick Sale!

Verano Port St. Lucie Luxury New Homes Best Deal by Bold Real Estate Group

Important Questions To Ask Your Home Inspector by Bold Real Estate Group

Home Seller-Don't Lose The Sale! by Bold Real Estate Group